Personal finance – Page 2 – World Online

Sold a property at a loss? Can you offset it against gains from shares or mutual funds? What tax experts suggest to do

October 22, 2026 admin 110 Views 0 Comments capital gains, capital gains tax, Income tax rules, mutual fund gains, Personal finance, property loss, selling property at a loss, shares and mutual funds

Selling a property at a loss can be financially disappointing, particularly when the purchase price was significantly higher than the

Which transactions can trigger notice from Income Tax Department? Know rules for large cash deposits and UPI transfers

October 21, 2026 admin 168 Views 0 Comments bank credits, Bank transfers, cash deposits, income tax department, income tax notice, Personal finance, tax scrutiny, UPI transfers

Receiving large amounts through UPI does not automatically attract an income tax notice. However, taxpayers whose bank accounts show substantial

NPS vs mutual funds: Need your retirement savings at 35? Check withdrawal rules, lock-in periods and tax benefits

October 21, 2026 admin 98 Views 0 Comments early withdrawal rules, National Pension System (NPS), NPS All-Citizen Model, NPS vs mutual funds, Personal finance, retirement planning, retirement portfolio, retirement-focused mutual funds, tax benefits

Choosing between the National Pension System (NPS) and retirement-focused mutual funds involves more than comparing returns and tax benefits. For

Small-cap mutual funds: Should you pick funds with high index overlap? What one-year returns show

October 20, 2026 admin 87 Views 0 Comments benchmark returns, best small cap funds, mutual fund investors, mutual fund returns, mutual funds, one-year returns, Personal finance, portfolio overlap, small cap fund returns, small-cap fund performance, small-cap mutual funds

Investors choosing small-cap mutual funds may look at how closely a scheme’s portfolio resembles its benchmark to understand its investment

Form 141 TDS filing: What changes for property buyers, tenants and taxpayers under the new Income Tax Act

October 20, 2026 admin 85 Views 0 Comments Form 141, Income Tax, income tax department, income tax e-filing portal, Income tax rules, Income-tax Act 2025, Personal finance, property buyers, tax deducted at source, tax deducted at source (TDS), TDS forms, virtual digital assets

The Income Tax Department has consolidated four tax deducted at source (TDS) forms into a single filing form, Form 141,

Home loan borrowers: Pay higher EMI every month or extend your loan tenure? How to choose after a rate hike

October 19, 2026 admin 97 Views 0 Comments financial goal, financial planning, higher EMI, Higher EMI versus longer tenure, home loans, interest rate hike, interest repayment, loan interest, loan repayment, Long loan tenure, outstanding principal, Personal finance, principal repayment, repo rate hike

A rise in home loan interest rates presents borrowers with a choice that can affect their finances for years. They

Want to retire early? How to split ₹1 lakh in monthly investments between short-term goals and FIRE, expert explains

October 18, 2026 admin 98 Views 0 Comments asset allocation, early retirement, financial goals, financial independence, financial planning, FIRE, investment horizon, Personal finance, retirement corpus, retirement planning, short-term financial goals, young investors

For someone looking to retire early, deciding how much to invest towards financial independence and early retirement (FIRE) versus short-term

Abakkus Flexi Cap Fund September portfolio: 35 stocks, including Groww and NTPC, see higher holdings

October 17, 2026 admin 175 Views 0 Comments Abakkus Flexi Cap Fund, Groww, HDFC Bank, investing, mutual fund investors, mutual fund portfolio, mutual funds, NTPC, Personal finance, portfolio changes, Sunil Singhania, Zydus Lifesciences

Sunil Singhania-backed Abakkus Flexi Cap Fund increased its holdings in Groww, NTPC and HDFC Bank in September, while adding pharmaceutical

Voluntary Provident Fund: Should you invest beyond EPF? Interest rates, tax rules and the ₹2.5 lakh limit explained

October 16, 2026 admin 114 Views 0 Comments EPF, EPF contribution, EPF tax limit, EPFO rules, investing, Personal finance, retirement, retirement planning, retirement savings, salaried employees, Voluntary Provident Fund, VPF interest rate

Voluntary Provident Fund (VPF) allows salaried employees to contribute more than the mandatory amount deducted from their salary towards the

Ray Dalio’s All Weather portfolio vs 60:40 portfolio: Which delivered better returns over 15 years in India?

October 16, 2026 admin 193 Views 0 Comments 60:40 portfolio, All Weather portfolio, asset allocation, debt and gold, equity investment, higher equity allocation, investing, market corrections, multi-asset allocation funds., Personal finance, portfolio diversification, portfolio volatility, Ray Dalio, stock market risk

Indian investors looking to reduce stock market risk face a familiar dilemma. Portfolios heavily invested in equities can generate strong